Term life insurance provides coverage for a specific period of time

Term life insurance provides coverage for a specific period of time. This is the “term” of the policy. If the policyowner dies within the set term of coverage, their beneficiaries will receive a check from the life insurance company. Once the term is over the coverage terminates unless you convert or renew the policy.

A term life insurance policy can last anywhere from one year to 40 years with coverage amounts ranging from $50,000 to millions of dollars. For most people, term life insurance will be the best fit and most affordable option to make sure their family’s future is financially protected.

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